Supplemental Coverage

Supplemental health insurance coverage offers value and security to individuals and families by ensuring they have the extra financial resources they need to address the many unexpected expenses associated with a serious illness or injury. Supplemental insurance includes coverage such as hospital indemnity, specified disease, and critical illness, and benefits generally take the form of direct cash payments to consumers that can be used for any purpose.  For example, the benefits can be used to cover the cost of transportation for medical treatment or pay for everyday expenses like groceries, utility bills, or child care.